Buying a horse is a big decision—and for many riders, the idea of buying a project horse seems like a clever way to save money. After all, a horse that’s green, untrained, or has a few quirks usually comes with a lower price tag. But is that initial saving really worth it?
Let’s break down the pros, the cons, and who a project horse is really suited for.
What Is a Project Horse?
A project horse is typically:
Young and untrained,
Lacking in basic foundations,
Or in need of retraining due to behavioural issues or gaps in experience.
You might also see horses described as “needs an experienced rider,” “not for beginners,” or “has potential with the right rider.” Translation: this horse isn’t ready to be a safe, reliable ride just yet.
Why They Seem Like a Bargain
Let’s be honest—trained, well-mannered horses with show records or proven track records often cost more. So when a green horse is listed for half the price, it’s natural to wonder:
“Could I bring this horse along myself and save thousands?”
If you’re experienced, have the time, and love the process of training, this might sound appealing. But for others, the costs—financial, emotional, and physical—can add up fast.
The Hidden Costs of a Project Horse
Here’s what riders often underestimate:
Professional Training – Most project horses will require lessons, groundwork help, or full-time training from a professional. That adds up quickly.
Time Investment – A project horse might not be rideable right away. Are you happy spending months (or years) laying the groundwork?
Setbacks and Injuries – Young or green horses are more likely to spook, buck, or make mistakes that lead to rider injuries.
Potential Vet Bills – Horses who’ve been out of work or mishandled may have undiagnosed soundness or behavioural issues.
What looks affordable on paper can become far more expensive in reality.
Are You the Right Match for a Project Horse?
- A project horse can be incredibly rewarding—but only in the right hands.
- You might be a good fit if:
- You’re an experienced rider or trainer.
- You enjoy the process of bringing a horse along slowly.
- You have access to a coach, mentor, or professional support.
- You have realistic expectations about time and progress.
- It’s probably not a good fit if:
- You’re a beginner or nervous rider still building your confidence.
- You’re buying your first horse.
- You don’t have daily support or professional help.
- You’re buying based purely on budget.
The Safer (and Often Cheaper) Option
While the up-front cost of a well-trained horse is higher, they’re often the more affordable choice long-term. You’ll spend less on training, avoid costly mistakes, and most importantly—you’ll have a safe, enjoyable experience right from the start.
Buying a horse should be about fit, safety, and long-term success—not just the sticker price.
Final Thoughts
So, should you buy a project horse to save money?
Not unless you’re ready for the time, skill, and cost it takes to bring that horse along safely.
If you’re in doubt, chat with a trusted coach or trainer, and always be honest with yourself about your goals and experience level.
There’s no shame in paying more for a horse that’s ready to go—in fact, it might just save you thousands and a lot of heartache.
Improve Your Riding 